Legal overview

Acceptance and Use

By accessing and using the services provided by Havora Insurance, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using our services.

Acceptance and Use

By accessing and using the services provided by Havora Insurance, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using our services.

Clause 02WIPO

Service Scope

Havora Insurance offers services related to the selection of insurance products tailored for retirees. The specifics of these services may vary and are subject to change.

Core Terms

Payments for services rendered by Havora Insurance must be made in accordance with the terms specified at the time of service. All fees are non-refundable unless otherwise stated.

03

Payments and Commercials

Payments for services rendered by Havora Insurance must be made in accordance with the terms specified at the time of service. All fees are non-refundable unless otherwise stated.

04

Commercial Conditions

All commercial conditions related to the services provided by Havora Insurance are subject to negotiation and agreement prior to the commencement of services.

Policy Terms

All intellectual property rights associated with the services and materials provided by Havora Insurance are owned by the company. Unauthorized use is prohibited.

05

Intellectual Property

NCC South Africa

All intellectual property rights associated with the services and materials provided by Havora Insurance are owned by the company. Unauthorized use is prohibited.

06

Liability Disclaimer

WIPO

Havora Insurance disclaims any liability for damages arising from the use of its services. Users assume all risks associated with their use of the services.